A rare coastal retreat-private, peaceful, and fully updated with nothing to do but move in! 102 Surf Ave offers the best of both worlds: a short stroll to sandy Ft. Trumbull Beach and a serene backyard bordered by Silver Sands State Park tidal marsh with no neighbors behind or beside you. Enjoy stunning marsh views, sunsets, and daily bird and wildlife sightings from your private backyard oasis. Located in one of Milford's most desirable beach neighborhoods in close proximity to downtown & Metro North Train for easy commute to NYC, this 2 bed/1 bath home is perfect for owner-occupants, summer getaways, or STR investment. Features include off-street parking, a heated enclosed porch for year-round enjoyment, open-concept living/dining, a new galley style kitchen with sliders to the back deck, and a full bath with tub/shower. Upstairs offers two spacious bedrooms, ample closet space, and attic storage with expansion potential. The walk-out basement features laundry and is framed and heated, ready to finish into a home office, guest suite or rec room. A 12x20 shed with electric/subpanel provides extra storage or workshop space. Convenient to Silver Sands, downtown Milford green, shops, restaurants, nightlife, the harbor, and train station. Major 2024 updates: All New Mechanicals! (HVAC, electrical, water heater), kitchen/appliances, flooring, windows, fencing, and sidewalk - offering peace of mind for years to come! Flood insurance transferable at $131/month.